Direct: 323-252-1700    Email: Gwen.Banta@gmail.com
Different Types of Real Estate Home Loans

Hollywood Hills Real Estate, Beverly Hills Luxury Homes, Laurel Canyon Real Estate, West Los Angeles Real Estate & Homes For Sale

Hollywood Hills Real Estate, Beverly Hills Luxury Homes, Laurel Canyon Real Estate, West Los Angeles Real Estate & Homes For Sale

 

Getting the right type of real estate home loan is an important part of the home buying process. In this section of my web site I have put together some basic information regarding the types of real estate home loans that are common in the market today.

Fixed-rate mortgages Fixed rate mortgages are mortgages where the interest rate stays the same for the entire term of the loan. The advantage to a fixed rate mortgage is that if you lock a relatively low rate, your payment won’t go up when rates do.

Adjustable-Rate Mortgages With an adjustable rate mortgage, the rate of the loan can change throughout the term of the loan. The rate of the loan is based on adding points to a fixed base.

Hybrid loans A hybrid loan combines a fixed period along with an adjustable component. Usually these loans are fixed for a period of time and then the loan becomes adjustable where it is dependant on current rates.

FHA real estate home loans An FHA loan is a loan in the United States that is insured by the Federal Housing Administration.

VA real estate home loans A VA loan is a loan in the United States guaranteed by the Veterans Administration. The loan may be issued by qualified lenders. The VA was designed to offer long-term financing to American Veterans or to their surviving spouses.

The free real estate Home Loan Request Form

If you’d like to receive more information about more specific Los Angeles real estate and properties for sale loan programs in Los Angeles, Santa Monica, Beverly Hills, Studio City, Venice, Burbank, Glendale and surrounding Los Angeles County, CA areas, then please fill out the following form below or contact me today.

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Gwen Banta, L.A.'s Sherlock of Homes
Sotheby's International Realty * Sunset Strip Brokerage * 9255 Sunset Blvd, Mezzanine • West Hollywood, CA 90069 * BRE# 899496
Direct: 323-252-1700 • Email: Gwen.Banta@gmail.com
Office: 310-205-0305 RE#01362887


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